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Conceptualizing and examining the critical success factors for implementing Islamic banking system towards banking sector of Iran: A mixed method approach | ||
Interdisciplinary Journal of Management Studies (Formerly known as Iranian Journal of Management Studies) | ||
مقاله 6، دوره 8، شماره 3، مهر 2015، صفحه 421-452 اصل مقاله (246.29 K) | ||
نوع مقاله: Research Paper | ||
شناسه دیجیتال (DOI): 10.22059/ijms.2015.53636 | ||
نویسندگان | ||
Seyed Reza Seyed-Javadin1؛ Reza Raei2؛ Mohammad Javad Iravani3؛ Mohammad Safari* 1 | ||
1Faculty of Management, University of Tehran, Tehran, Iran | ||
2Professor of Finance, Faculty of Management, University of Tehran, Iran | ||
3Assistant Professor of Management, EDC member and Visiting Professor at University of Tehran, Iran | ||
چکیده | ||
Islamic banking, as a major center for financial transactions in Islamic societies, plays a key role in the development of Islamic economics. The fundamental essence of Islamic banking system is based on the fact that although, Islam has forbidden the interest in transactions, but trade and profit is encouraged and supported. The actual implementation of the Islamic banking system due to its unique features can be the source of many benefits and advantages for Islamic countries; and it is more significant when we recognize that the banking sector is the largest body of Iranian service sector of economy. However, a significant proportion of the banking system has been Islamized in Iran. Therefore, this study seeks to use empirical evidence to conceptualize and examine the critical success factors for the implementation of Islamic banking system in the banking sector of Iran. To achieve this purpose using mixed method approach, the research framework has been designed and examined. The required data in the qualitative part of the study were collected after detailed literature review and research background- through in-depth interviews with banking executives and academic experts; then the quantitative part of the study for framework examination was conducted using survey. Based on this study's findings, the fitted model of critical success factors (CSFs) for successful implementation of Islamic banking in the banking sector of Iran is proposed. Finally, both applied and theoretical recommendations and directions are shown in this study. | ||
کلیدواژهها | ||
Critical Success Factor (CSF)؛ Iran؛ Islamic banking؛ mixed approach؛ Policy making | ||
عنوان مقاله [English] | ||
مفهومسازی و بررسی عوامل حیاتی موفقیت جهت پیادهسازی سیستم بانکداری اسلامی در بخش بانکداری ایران: بهکارگیری رویکرد آمیخته | ||
نویسندگان [English] | ||
سیدرضا سیدجوادین1؛ رضا راعی2؛ محمدجواد ایروانی3؛ محمد صفری1 | ||
1دانشکده مدیریت دانشگاه تهران | ||
2دانشکده مدیریت، دانشگاه تهران | ||
3دانشکده مدیریت، دانشگاه تهران | ||
چکیده [English] | ||
بانکداری اسلامی محور اساسی برای تراکنشهای مالی در جوامع اسلامی است ونقش کلیدی در توسعة اقتصاد اسلامی ایفا میکند. شالودة بنیادی نظام بانکداری اسلامی مبتنی بر این واقعیت است که گرچه اسلام بهره را در معاملات ممنوع کرده است، ولی از تجارت و کسب سود حمایت و تشویق کرده است. پیادهسازی واقعی و کامل نظام بانکداری اسلامی با توجه به ویژگیهای منحصربه فرد آن منشأ مزایای بسیاری برای اقتصادهای اسلامی است. این موضوع آنجا اهمیت بیشتری پیدا میکند که بدانیم بخش بانکداری مهمترین و بزرگترین حوزه از بخش خدمات را در اقتصاد ایران تشکیل میدهد. بر این اساس این پژوهش درصدد استفاده از شواهد تجربی جهت مفهومسازی و بررسی عوامل حیاتی موفقیت در پیادهسازی نظام بانکداری اسلامی در بخش بانکداری در ایران است. برای دستیابی به این هدف، با بهکارگیری رویکرد آمیختة مدل پژوهش طراحی و با حمایت دادههای میدانی تحلیل شد. دادههای مورد نیاز در بخش کیفی پژوهش پس از مطالعة تفصیلی مبانی نظری و پیشینة پژوهش با استفاده از مصاحبههای عمیق با خبرگان حوزة تحقیق شامل خبرگان دانشگاهی و سیستم بانکداری در ایران جمعآوری شده است. همچنین، در بخش کمّی با استفاده از روش پیمایشی مدل بهدست آمده از پژوهش بررسی و چارچوب نهایی آن تحلیل و ارائه شده است. | ||
کلیدواژهها [English] | ||
ایران, بانکداری اسلامی, روش آمیخته, عامل حیاتی سیاستگذاری, موفقیت | ||
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