A Proposal of a Microcredit Granting Model for the Microfinance Associations in Tunisia | ||
| Iranian Economic Review | ||
| مقاله 1، دوره 23، شماره 2، تابستان 2019، صفحه 259-296 اصل مقاله (911.19 K) | ||
| شناسه دیجیتال (DOI): 10.22059/ier.2019.70277 | ||
| نویسندگان | ||
| Zouhayer Ali Mighri؛ Asma Sghaier* | ||
| College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia | ||
| چکیده | ||
| This article is devoted to look at how the factors micro-loan risks in microfinance are related to the micro-borrowers. In this regard, the present analysis involves the using of a set representative and fundamental variables in our research. The study basically use the socio-economic and socio-demographic features specific to the micro-borrowers, which are expected to affect the repayment delay, using the scoring models introduced to assess the micro- borrowers’ risk quality. Based on survey and logistic regression containing these features, the empirical results of econometric model show their impact on the repayment delay in the Tunisian Micro-Credit Associations. | ||
| کلیدواژهها | ||
| Keywords: Repayment Delay؛ Microfinance Associations؛ Micro-borrowers؛ Simple Logit؛ Tunisia. JEL Classification: G21؛ G28 | ||
| مراجع | ||
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