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Musnadi, Said, Sofyan, Sofyan, Zuraida, Zuraida, Agustina, Maulidar. (1402). Enhancing Financial Literacy through Fintech (A Study on Aceh's Millennials with Gender and Education as Moderators). , (), -. doi: 10.22059/ier.2023.93719
Said Musnadi; Sofyan Sofyan; Zuraida Zuraida; Maulidar Agustina. "Enhancing Financial Literacy through Fintech (A Study on Aceh's Millennials with Gender and Education as Moderators)". , , , 1402, -. doi: 10.22059/ier.2023.93719
Musnadi, Said, Sofyan, Sofyan, Zuraida, Zuraida, Agustina, Maulidar. (1402). 'Enhancing Financial Literacy through Fintech (A Study on Aceh's Millennials with Gender and Education as Moderators)', , (), pp. -. doi: 10.22059/ier.2023.93719
Musnadi, Said, Sofyan, Sofyan, Zuraida, Zuraida, Agustina, Maulidar. Enhancing Financial Literacy through Fintech (A Study on Aceh's Millennials with Gender and Education as Moderators). , 1402; (): -. doi: 10.22059/ier.2023.93719

Enhancing Financial Literacy through Fintech (A Study on Aceh's Millennials with Gender and Education as Moderators)

Iranian Economic Review
مقالات آماده انتشار، پذیرفته شده، انتشار آنلاین از تاریخ 12 شهریور 1402
شناسه دیجیتال (DOI): 10.22059/ier.2023.93719
نویسندگان
Said Musnadi* 1؛ Sofyan Sofyan1؛ Zuraida Zuraida2؛ Maulidar Agustina1
1Department of Management, Faculty Economics and Business, Universitas Syiah Kuala, Banda Aceh, Indenesia
2Department of Accounting, Faculty Economics and Business, Universitas Syiah Kuala, Banda Aceh, Indonesia
چکیده
Financial technology (fintech) has emerged as a powerful tool for promoting financial inclusion and improving financial literacy among millennials. This research was conducted to investigate the role of financial technology on financial literacy by involving moderating variables of gender and education factors in the scope of digital finance among millennials. A Structural Equation Model (SEM) was used in this study, which included 328 millennial respondents. This research provides several main results. First, the results of the study prove that the variables of fintech knowledge, usage, and accessibility affect financial literacy among millennials in Aceh. Second, there were no discernible differences in the behavior of male and female millennials in Aceh with regard to fintech knowledge, use, and accessibility and their impact on financial literacy. Finally, the study revealed no significant differences in the behavior of Aceh's millennials based on their educational level in utilizing fintech to enhance their financial literacy. This finding implies that financial education and literacy programs should be designed to be inclusive of all genders and education levels. The study's findings have important implications for policymakers, financial institutions, and educators looking to improve financial literacy and promote the use of fintech among the younger generation.
کلیدواژه‌ها
Financial technology؛ financial literacy؛ Millennial generation؛ Structural Equation Model (SEM)؛ Aceh
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تعداد مشاهده مقاله: 159


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